Credit union · NCUA insured
Strait View Credit Union Credit Card Rates
Strait View Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Strait View Credit Union’s credit card rates compare
Compared with banks and credit unions near Port Angeles, WA, where Strait View Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Strait View Credit Union
12.00%APR
- Annual fee
- $10
- Up to
- 13.00% APR
Classic Visa Card
Lowest rate
Heritage Bank
11.50%APR
- Annual fee
- None
- Up to
- 19.50% APR
3rd-lowest rate
WaFd Bank
16.74%APR
- Annual fee
- None
- Up to
- —
Strait View Credit Union credit card score
71
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Strait View Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Card
Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances. Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum). Security Pledge: As security for all advances and purchases made via the use of your VISA card and ATM card, you grant Strait View Credit Union a security interest in all shares and deposits held by you, now and in the future. Free balance transfers. Earn Strait Rewards points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–13.00% | $10 | *APR = Annual Percentage Rate 'as low as'. Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances. Cash Advance Fee: No fee charged by Strait View Credit Union. Over the Limit Fee: $10 per transaction. Late Fee: $5 if late 10 days or more. Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum). |
Secured Visa Card
Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances. Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum). Security Pledge: As security for all advances and purchases made via the use of your VISA card and ATM card, you grant Strait View Credit Union a security interest in all shares and deposits held by you, now and in the future.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | $10 | *APR = Annual Percentage Rate 'as low as'. Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances. Cash Advance Fee: No fee charged by Strait View Credit Union. Over the Limit Fee: $10 per transaction. Late Fee: $5 if late 10 days or more. Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum). |
Who can join Strait View Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Washington State are eligible for membership.
Family and household
- Family and relatives of those who live or work in Washington State are eligible for membership.
Membership information collected October 4, 2026.