Bank · FDIC insured
State Bank Financial
A $512.1M bank headquartered in La Crosse, WI, with 5 branches in Wisconsin.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—3.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank Financial
State Bank Financial has been operating in banking for over 160 years.
- Headquarters
- 401 Main St, La Crosse, WI 54601
- FDIC certificate
- 10383 ↗
Branches
5 branches in Wisconsin
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Wisconsin
5 branches
La Crosse area · 2
- State Bank FinancialMain office401 Main St, La Crosse, WI 54601Directions
- Shelby Branch4020 Mormon Coulee Rd, La Crosse, WI 54601Directions
Marshfield area · 1
- Marshfield Branch124 N Central Ave, Marshfield, WI 54449Directions
Onalaska area · 1
- Onalaska Branch1836 E Main St, Onalaska, WI 54650Directions
Sparta area · 1
- Sparta Branch203 W Wisconsin St, Sparta, WI 54656Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.94% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.11% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio9.94%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank Financial are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.