Credit union · NCUA insured
Starr County Teachers Federal Credit Union Auto Loan Rates
Starr County Teachers Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How Starr County Teachers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Rio Grande City, TX, where Starr County Teachers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Starr County Teachers Federal Credit Union
4.50%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Auto Loans
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Starr County Teachers Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Starr County Teachers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
An open share account is required to apply. Available for new/used auto purchases and refinancing. Vehicles must be model year 2018 or newer and mileage cannot exceed 100,000. No salvage or bonded titles. All parties on registration must be on the loan. Maximum term and final rate are based on credit score, vehicle year, vehicle value, term, and loan amount. Convenient payments available through payroll deduction and automatic transfers.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.50% | Auto Purchases. Vehicles must be model year 2018 or newer and mileage cannot exceed 100,000. No salvage or bonded titles. All parties on registration must be on the loan. Maximum term and final rate are based on credit score, vehicle year, vehicle value, term, and loan amount. |
Sources (3)
All captured Oct 16, 2026
Who can join Starr County Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time employees of Roma ISD, San Isidro ISD, or Rio Grande City Grulla ISD (any school district employee within the county) are eligible for membership.
Family and household
- Immediate family members of a primary member (such as a spouse, father, mother, sister, brother, son, or daughter) are eligible for membership.
Membership information collected October 5, 2026.