Bank · FDIC insured
St. Johns Bank & Trust
A $297.1M bank headquartered in St. Louis, MO, with 4 branches in Missouri. Best rates: CDs 3.80% and savings 0.06% APY.
St. Johns Bank & Trust Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#76 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About St. Johns Bank & Trust
Founded in 1926 by Walter H. Branneky in St. John, Missouri, St. Johns Bank remains independently owned and family managed.
Headquartered in northwestern St. Louis and St. Charles Counties, the bank serves individuals, families, and businesses throughout the region.
Its commercial banking services support builders, developers, property owners, and businesses of all sizes.
- Headquarters
- 8924 Saint Charles Rock Rd, St. Louis, MO 63114
- FDIC certificate
- 8898 ↗
Branches
4 branches in Missouri
Loading map…
Missouri
4 branches
- St. Johns Bank and Trust CompanyMain office8924 Saint Charles Rock Rd, St. Louis, MO 63114Directions
- Bridgeton Branch11965 Saint Charles Rock Rd, Bridgeton, MO 63044Directions
- O'Fallon Branch2897 Highway K, O'Fallon, MO 63368Directions
- Cave Springs Facility1053 Cave Springs Rd, St. Peters, MO 63376Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.27% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.28% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.55% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio12.27%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.28%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.55%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of St. Johns Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.