Credit union · NCUA insured
SouthPoint Financial Credit Union Auto Loan Rates
SouthPoint Financial Credit Union auto loan rates start at 4.99% APR. Rates checked October 16, 2026.
How SouthPoint Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Ulm, MN, where SouthPoint Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
SouthPoint Financial Credit Union
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No ongoing APR published
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto & Truck
Rate listed is our lowest possible rate for 36 months. Interest rates are subject to change based on the type of loan, the collateral, loan to value, borrower’s credit history, account relationship, and automatic payments. Rates disclosed are the lowest rates available at SouthPoint Financial. Other conditions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Rate listed is our lowest possible rate for 36 months. Interest rates are subject to change based on the type of loan, the collateral, loan to value, borrower’s credit history, account relationship, and automatic payments. Rates disclosed are the lowest rates available at SouthPoint Financial. Other conditions may apply. |
Sources (1)
- southpointfinancial.com/rates · captured Oct 16, 2026
Who can join SouthPoint Financial Credit Union
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