Credit union · NCUA insured
Southern Pine Credit Union Auto Loan Rates
Southern Pine Credit Union auto loans start at 5.90% for a used one. Rates checked October 22, 2026.
How Southern Pine Credit Union’s auto loan rates compare
Compared with banks and credit unions near Valdosta, GA, where Southern Pine Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Southern Pine Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Bank of America
5.64%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Southeastern Credit Union
6.00%APR
- Terms
- up to 84 months
- Discount
- None included
Southern Pine Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- Used vehicleUsed5.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southern Pine Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.75% | Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice. |
Sources (1)
- southernpinecu.org/rates/loan-rates · captured Oct 5, 2026
New Auto (Never Been Titled) Loan
Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.00% | Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice. |
| up to 84 months | 5.00% | Up to 84 months with loan amount > $25,000. Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice. |
Used Auto Loan
Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.90% | Rates are determined by Credit Score, Down Payment, Term and Credit Worthiness AND are subject to change without notice. |
Sources (1)
- southernpinecu.org/rates/loan-rates · captured Oct 5, 2026
Who can join Southern Pine Credit Union
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