Credit union · NCUA insured
Southern Gas Federal Credit Union
A $5.5M credit union headquartered in Little Rock, AR, with 515 members and 1 branch in Arkansas. Best rates: savings 0.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings690.20%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southern Gas Federal Credit Union
Established in 1941, Southern Gas Federal Credit Union is a member-owned financial cooperative based in Little Rock, Arkansas.
Its enduring purpose is to provide products and services that assist members in meeting their financial goals.
- Headquarters
- 2205 E Roosevelt Rd, Little Rock, AR 72206
- NCUA charter
- 23327
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Baker Engineering are eligible for membership.
- Employees or members of Cornerstone Foundation Association (AKA Friends of the Foundation) are eligible for membership.
- Employees of Enable Midstream are eligible for membership.
- Employees of Holder Pipeline are eligible for membership.
- Employees of Miller Pipeline are eligible for membership.
- Employees of Parnell Consultants are eligible for membership.
5 more ways to join
Employers and groups
- Employees of RD Crumley of Arkansas are eligible for membership.
- Persons retired from approved select employers are eligible for membership.
- Employees of Summit Utilities, its subsidiaries, and contractors are eligible for membership.
Family and household
- Immediate family members (spouse, child, step-child, sibling, parent, grandparent, or grandchild) of eligible members are eligible for membership.
- Spouses of deceased persons who qualified for membership are eligible.
Cost to join
- A $25.00 share deposit is required to open a share savings account and maintain membership.
Branches
1 branch in Arkansas
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Arkansas
1 branch
- Southern Gas FcuMain office2205 E Roosevelt Rd, Little Rock, AR 72206Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $94 | $59 | — |
- CapitalNet worth ratio26.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$94Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southern Gas Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.