Bank · FDIC insured
Southern Bank
A $5.3B bank, the 275th largest of 4,207, headquartered in Mount Olive, NC, with 56 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Southern Bank
Southern Bank serves communities, families, and small businesses across Eastern North Carolina and Southeastern Virginia.
- Headquarters
- 100 N Center St, Mount Olive, NC 28365
- FDIC certificate
- 15359 ↗
Branches
56 branches in 2 states
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North Carolina
46 branches
Rocky Mount area · 3
- Benvenue Branch1405 Benvenue Rd, Rocky Mount, NC 27804Directions
- Rocky Mount Branch230 Sunset Ave, Rocky Mount, NC 27804Directions
- Westridge Branch3690 Sunset Ave, Rocky Mount, NC 27804Directions
Goldsboro area · 2
- East Ash Branch2501 E Ash St, Goldsboro, NC 27534Directions
- Goldsboro Branch2301 Wayne Memorial Dr, Goldsboro, NC 27534Directions
Greenville area · 2
- Greenville Main Branch2310 Charles Blvd, Greenville, NC 27858Directions
- Greenville Medical Center2275 Stantonsburg Rd, Greenville, NC 27834Directions
Wilson area · 2
- Forest Hills Branch1701 Forest Hills Rd W, Wilson, NC 27893Directions
- Wilson Branch2300 Nash St N, Wilson, NC 27896Directions
Ahoskie area · 1
- Ahoskie Branch506 Main St E, Ahoskie, NC 27910Directions
Ayden area · 1
- Ayden Branch236 Third St, Ayden, NC 28513Directions
Belhaven area · 1
- Belhaven Branch148 E Main St, Belhaven, NC 27810Directions
Clinton area · 1
- Clinton Main Branch1008 Sunset Ave, Clinton, NC 28328Directions
Edenton area · 1
- Edenton101 W Queen St, Edenton, NC 27932Directions
Elizabeth City area · 1
- Elizabeth City Branch1875 W City Dr, Elizabeth City, NC 27909Directions
Farmville area · 1
- Farmville Branch4217 East Church St, Farmville, NC 27828Directions
Fremont area · 1
- Fremont Branch100 Wilson Street, Fremont, NC 27830Directions
Garland area · 1
- Garland Branch83 S Bladen Ave, Garland, NC 28441Directions
Gatesville area · 1
- Gatesville Branch203 Main St, Gatesville, NC 27938Directions
Jackson area · 1
- Jackson Branch208 W Jefferson St, Jackson, NC 27845Directions
Kenansville area · 1
- Kenansville Branch416 S Main St, Kenansville, NC 28349Directions
Kenly area · 1
- Kenly Branch101 W 2nd St, Kenly, NC 27542Directions
Kill Devil Hills area · 1
- Kill Devil Hills Branch202 S Croatan Hwy, Kill Devil Hills, NC 27948Directions
Kinston area · 1
- Kinston Branch514 Plaza Blvd, Kinston, NC 28501Directions
Kitty Hawk area · 1
- Kitty Hawk Branch4804 N Croatan Hwy, Kitty Hawk, NC 27949Directions
La Grange area · 1
- La Grange Branch208 S Caswell St, La Grange, NC 28551Directions
Manteo area · 1
- Manteo Branch318 North Highway 64/264, Manteo, NC 27954Directions
Middlesex area · 1
- Middlesex Branch11438 E Finch Ave, Middlesex, NC 27557Directions
Morehead City area · 1
- Morehead City Branch Office210 Nc Highway 24, Morehead City, NC 28557Directions
Mount Olive area · 1
- North Breazeale Branch800 N Breazeale Ave, Mount Olive, NC 28365Directions
Murfreesboro area · 1
- Murfreesboro Branch336 E Main St, Murfreesboro, NC 27855Directions
Nashville area · 1
- Nashville Branch209 S Barnes St, Nashville, NC 27856Directions
New Bern area · 1
- New Bern Office Branch1319 Commerce Drive, New Bern, NC 28560Directions
Pine Level area · 1
- Pine Level Branch109 S Peedin Ave, Pine Level, NC 27568Directions
Pinetops area · 1
- Pinetops Branch102 East Hamlet Street, Pinetops, NC 27864Directions
Plymouth area · 1
- Plymouth Branch612 Washington St, Plymouth, NC 27962Directions
Raleigh area · 1
- Raleigh Office3201 Glenwood Ave, Raleigh, NC 27612Directions
Roanoke Rapids area · 1
- Roanoke Rapids Branch1580 E 10th St, Roanoke Rapids, NC 27870Directions
Robersonville area · 1
- Robersonville Branch111 N Main St, Robersonville, NC 27871Directions
Salemburg area · 1
- Salemburg Branch102 North Main Street, Salemburg, NC 28385Directions
Scotland Neck area · 1
- Scotland Neck Branch810 Main St, Scotland Neck, NC 27874Directions
Tarboro area · 1
- Tarboro Branch422 N Main St, Tarboro, NC 27886Directions
Warsaw area · 1
- Warsaw Branch114 N Pine St, Warsaw, NC 28398Directions
Wilmington area · 1
- Wilmington Office6752 Rock Spring Rd, Wilmington, NC 28405Directions
Windsor area · 1
- Windsor Branch101 N King St, Windsor, NC 27983Directions
Winterville area · 1
- Winterville Branch4259 Winterville Pkwy, Winterville, NC 28590Directions
Virginia
10 branches
Virginia Beach area · 3
- Hilltop Branch1756 Laskin Rd, Virginia Beach, VA 23454Directions
- Lynnhaven Branch601 Lynnhaven Pkwy, Virginia Beach, VA 23452Directions
- Virginia Beach Blvd Branch3720 Virginia Beach Blvd, Virginia Beach, VA 23452Directions
Chesapeake area · 2
- Volvo Branch617 Volvo Pkwy, Chesapeake, VA 23320Directions
- Western Branch3343 Western Branch Blvd, Chesapeake, VA 23321Directions
Norfolk area · 2
- Colley Avenue Branch4815 Colley Ave, Norfolk, VA 23508Directions
- Norfolk Branch403 Boush St, Norfolk, VA 23510Directions
Newport News area · 1
- Newport News Branch11832 Rock Landing Drive, Newport News, VA 23606Directions
Richmond area · 1
- Richmond Office Branch7130 Glen Forest Drive, Richmond, VA 23226Directions
Suffolk area · 1
- Suffolk Office Branch221 Western Ave, Suffolk, VA 23434Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.63% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.12% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.40% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $75 | $88 | — |
- CapitalLeverage ratio9.63%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$75Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Southern Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.