Credit union · NCUA insured
Southeastern Arizona Federal Credit Union
A $49M credit union headquartered in Douglas, AZ, with 5,392 members and 2 branches in Arizona. Best rates: CDs 3.55% and savings 0.04% APY.
Southeastern Arizona Federal Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#11 of 12 in Sierra Vista, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southeastern Arizona Federal Credit Union
Southeastern Arizona Federal Credit Union is a member-owned financial cooperative founded in 1954 that serves all of Cochise County, Arizona.
Membership is open to individuals who live, work, worship, or attend school in Cochise County.
- Headquarters
- 1600 N Pan American Ave, Douglas, AZ 85607
- NCUA charter
- 9897
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or attends school in Cochise County, Arizona.
Branches
2 branches in Arizona
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Arizona
2 branches
- DouglasMain office1600 N Pan American Ave, Douglas, AZ 85607Directions
- Benson182 E 4th St, Benson, AZ 85602Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.31% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $48 | $59 | — |
- CapitalNet worth ratio15.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.31%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$48Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southeastern Arizona Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.