Bank · FDIC insured
South Story Bank & Trust
A $623.9M bank headquartered in Slater, IA, with 5 branches in Iowa. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About South Story Bank & Trust
- Headquarters
- 501 Linn St, Slater, IA 50244
- FDIC certificate
- 17348 ↗
Branches
5 branches in Iowa
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Iowa
5 branches
Slater area · 1
- South Story Bank & TrustMain office501 Linn St, Slater, IA 50244Directions
Ames area · 1
- Ames Branch2701 Stange Rd, Ames, IA 50010Directions
Huxley area · 1
- Huxley Branch905 N Us Highway 69, Huxley, IA 50124Directions
Nevada area · 1
- Nevada Branch1601 S B Ave, Nevada, IA 50201Directions
West Des Moines area · 1
- West Des Moines Branch6139 Ashworth Rd, West Des Moines, IA 50266Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.93% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.78% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.65% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $117 | $81 | — |
- CapitalLeverage ratio10.93%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.78%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.65%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$117Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of South Story Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.