Bank · FDIC insured
Sound Community Bank Auto Loan Rates
Sound Community Bank auto loans start at 6.62% APR for a new vehicle and 7.21% for a used one. Rates checked October 22, 2026.
How Sound Community Bank’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Sound Community Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Sound Community Bank
6.62%APR
- Terms
- up to 60 months
- Up to
- —
New Auto: 2024 and Newer
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Sound Community Bank auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.62%
- Used vehicleUsed7.21%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sound Community Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Electric/Hybrid 2024 and Newer
Up to 90% financing available on all purchases. Subject to credit qualification. Rates quoted are best rates based on credit quality. Rates quoted are based on automatic payments from an active Sound Community Bank checking account. Add 0.50% if auto-pay from another institution or no auto pay.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.54% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 48 months | 5.80% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 60 months | 6.12% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 72 months | 6.54% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 84 months | 6.68% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
Sources (2)
All captured Oct 15, 2026
New Auto: 2024 and Newer
Up to 90% financing available on all purchases. Subject to credit qualification. Rates quoted are best rates based on credit quality. Rates quoted are based on automatic payments from an active Sound Community Bank checking account. Add 0.50% if auto-pay from another institution or no auto pay.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.04% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 48 months | 6.30% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 60 months | 6.62% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 72 months | 7.04% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
| up to 84 months | 7.18% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Rates quoted are based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2024 and newer. |
Sources (2)
All captured Oct 15, 2026
Used Auto: 2011 and Newer
Up to 90% financing available on all purchases. Subject to credit qualification. Rates quoted are best rates based on credit quality. Rates quoted are based on automatic payments from an active Sound Community Bank checking account. Add 0.50% if auto-pay from another institution or no auto pay.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.75% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2011 and newer. |
| up to 48 months | 6.99% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2011 and newer. |
| up to 60 months | 7.21% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2011 and newer. |
| up to 72 months | 7.66% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2011 and newer. |
| up to 84 months | 7.80% | Rates quoted are best rates based on credit quality and are subject to credit qualification. Based on automatic payments from an active Sound Community Bank checking account (add 0.50% if auto-pay from another institution or no auto pay). Model year 2011 and newer. |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.