Credit union · NCUA insured
Sno Falls Credit Union Auto Loan Rates
Sno Falls Credit Union auto loans start at 4.74% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Sno Falls Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Sno Falls Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sno Falls Credit Union
4.74%APR
- Terms
- up to 84 months
- Up to
- 15.49% APR
New Auto (2023 and newer)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Sno Falls Credit Union auto loan score
85
Auto loan score
Higher than 70% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sno Falls Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
90-Day, No Pay Auto Loans
No payment due for the first 90 days. Up to 130% financing for qualified members. Loans for cars, trucks, vans and SUVs.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.74% | Fixed rates as low as 4.74% APR; repayment terms up to 84 months; no payment due for first 90 days; up to 130% financing for qualified members. |
New Auto (2023 and newer)
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.74%–15.49% | — |
Sources (1)
- snofalls.com/rates · captured Oct 22, 2026
New Motorcycle (2023 and newer)
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.74%–17.74% | — |
Sources (1)
- snofalls.com/rates · captured Oct 22, 2026
Used Auto (2022 and older)
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.24%–15.24% | — |
Used Motorcycle (2022 and older)
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.74%–18.74% | — |
Sources (1)
- snofalls.com/rates · captured Oct 22, 2026
Who can join Sno Falls Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in the state of Washington are eligible for membership.
Family and household
- Individuals who have an immediate relative who is a member of Sno Falls Credit Union are eligible for membership.
Membership information collected October 4, 2026.