Credit union · NCUA insured
Signet Federal Credit Union Credit Card Rates
Top CarrotSignet Federal Credit Union credit cards start at 11.40% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Signet Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Paducah, KY-IL, where Signet Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Signet Federal Credit Union
11.40%APR
- Annual fee
- None
- Up to
- —
Signet Visa Credit Card
Lowest rate
C-Plant Federal Credit Union
10.49%APR
- Annual fee
- None
- Up to
- 16.49% APR
3rd-lowest rate
Truist Bank
13.99%APR
- Annual fee
- $450
- Up to
- —
Signet Federal Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Signet Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Signet Visa Credit Card
Subject to credit approval. Limitations apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.40% | None | Rate based on creditworthiness and term of loan. Subject to credit approval. 25-day grace period on purchases; no transaction fees on domestic purchases. |
Who can join Signet Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, volunteers, attends church, or attends school in Ballard, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, and McCracken counties.
Membership information collected October 4, 2026.