Credit union · NCUA insured
Sevier County Schools FCU Auto Loan Rates
Sevier County Schools FCU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Sevier County Schools FCU’s auto loan rates compare
Compared with banks and credit unions near Sevierville, TN, where Sevier County Schools FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sevier County Schools FCU
4.99%APR
- Terms
- up to 78 months
Auto Loans - new and used models
2nd-lowest rate
tnConnect Credit Union
5.25%APR
- Terms
- —
3rd-lowest rate
Y-12 Federal Credit Union
5.99%APR
- Terms
- —
Sevier County Schools FCU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sevier County Schools FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - new and used models
Must complete a loan application with a copy of most recent pay stub or W-2. Must maintain regular share account. No summer payments required if employed with the Sevier County School System. Payroll deduction available.
| Terms | APR | Conditions |
|---|---|---|
| up to 78 months | 4.99% | Rate as low as 4.99% for 78 months. Refinance available with no payments in the summer. |
Who can join Sevier County Schools FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Sevier County Schools Credit Union are eligible for membership.
Military, government and schools
- Employees of Sevier County Board Of Education are eligible for membership.
- Organizations of Sevier County Board Of Education are eligible for membership.
- Retirees from the Sevier County Board Of Education are eligible for membership.
Family and household
- Members of the immediate families of credit union members residing in the household of the member at the time of enrollment are eligible for membership.
- Widows or widowers of credit union members who petition for membership within 6 months of the death of their spouse are eligible for membership.
Cost to join
- A minimum balance of $5 must be maintained in the share / savings account.
- There is a one-time lifetime membership fee of $1.
Membership information collected October 5, 2026.