Bank · FDIC insured
Seneca Savings CD Rates
Seneca Savings’s best CD rate is 4.25% APY on a 6-month CD. Rates checked October 16, 2026.
How Seneca Savings’s CD rates compare
Compared with banks and credit unions in New York, where Seneca Savings has the most branches. $10,000, best rate first.
This bank’s best
Seneca Savings
4.25%APY
- Term
- 6–12 months
- Minimum
- $25,000
- Earns on $10,000
- —
6-12 Month Certificate of Deposit Special
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
6-12 Month Certificate of Deposit Special
4.25%APY · 1 term
Whether an existing customer or opening a new account. Must be a new CD funded of at least $25,000 to qualify. No new money needed. Early withdrawal penalties may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsPick term of 6 or 12 months (or 6-12 months). Minimum deposit of $25,000 to open CD and earn APY | 4.25% | — |
Sources (1)
- senecasavings.com/certificate-of-deposit-special · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.