Bank · FDIC insured
Select Bank Credit Card Rates
Select Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Select Bank’s credit card rates compare
Compared with banks and credit unions near Lynchburg, VA, where Select Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Select Bank
– –
No ongoing APR published
Lowest rate
Beacon Credit Union
8.00%APR
2nd-lowest rate
Central Virginia Federal Credit Union
8.99%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Card
Available for Visa and Mastercard. 25-day grace period on purchases; no grace period for cash advances or cash equivalent transactions. Variable APR capped at 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for the first 6 months. No annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- myselectbank.com/loans/credit-cards · captured Oct 7, 2026
Preferred Points Card
Available to all applicants for Visa and Mastercard. No annual fee. 25-day grace period on purchases; no grace period for cash advances or cash equivalent transactions. Variable APR capped at 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for the first 6 months. No annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- myselectbank.com/loans/credit-cards · captured Oct 7, 2026
World Card
Available to all applicants for Mastercard. 25-day grace period on purchases; no grace period for cash advances or cash equivalent transactions. Variable APR capped at 21%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- myselectbank.com/loans/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.