Credit union · NCUA insured
Security Service Federal Credit Union Auto Loan Rates
Security Service Federal Credit Union auto loans start at 5.65% APR for a new vehicle and 5.65% for a used one. Rates checked October 16, 2026.
How Security Service Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near San Antonio, TX, where Security Service Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Security Service Federal Credit Union
5.65%APR
- Terms
- 7–66 months
- Up to
- 15.09% APR
Car and Truck Loan
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
Baptist Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Security Service Federal Credit Union auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.65%
- Used vehicleUsed5.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security Service Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car and Truck Loan
Subject to credit approval. Membership eligibility required. Full-coverage insurance with up to a $1,000 deductible is required until the loan is paid in full. Rates displayed for zip code 78256; loan terms and rates may vary dependent on region.
| Terms | APR | Conditions |
|---|---|---|
| 7–66 months | 5.65%–15.09% | Model years 2021-2026. Rate based on credit history. |
| 67–75 months | 5.95%–16.09% | Model years 2021-2026. Rate based on credit history. |
| 76–84 months | 6.35%–13.24% | Model years 2021-2026. Rate based on credit history. Available only for vehicles valued at $25,000 or greater. |
| 85–96 months | 7.24%–8.99% | Model years 2021-2026. Rate based on credit history. Available only for vehicles valued at $35,000 or greater. |
| 7–66 months | 6.15%–15.59% | Model years 2017-2020. Rate based on credit history. |
| 67–75 months | 6.45%–16.59% | Model years 2017-2020. Rate based on credit history. |
| 76–84 months | 6.85%–13.74% | Model years 2017-2020. Rate based on credit history. Available only for vehicles valued at $25,000 or greater. |
| 85–96 months | 7.74%–9.49% | Model years 2017-2020. Rate based on credit history. Available only for vehicles valued at $35,000 or greater. |
| 7–66 months | 6.65%–16.09% | Model year 2016. Rate based on credit history. |
| 67–75 months | 6.95%–17.09% | Model year 2016. Rate based on credit history. |
| 76–84 months | 7.35%–14.24% | Model year 2016. Rate based on credit history. Available only for vehicles valued at $25,000 or greater. |
| 85–96 months | 8.24%–9.99% | Model year 2016. Rate based on credit history. Available only for vehicles valued at $35,000 or greater. |
Sources (2)
All captured Oct 7, 2026
Who can join Security Service Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.