Credit union · NCUA insured
Science Park Federal Credit Union Savings Rates
Science Park Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Science Park Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Haven, CT, where Science Park Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Science Park Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Money Market Accounts
Top rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Patriot Bank
3.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $350
Science Park Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Science Park Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000 | 0.20% | — | |
| $5,000 – $50,000 | 0.20% | $20 | |
| $50,000 – $100,000Rate method is step, based on compound daily | 0.20% | — | Rate method is step, based on compound daily |
Sources (1)
- scienceparkfcu.org/personal/current-rates · captured Sep 19, 2026
Regular Share Account
0.05%APY
A share account is a savings account paying dividends. All withdrawals are issued by check. Quarterly statements mailed. Single, joint, and family memberships available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50.00 minimum deposit is required to open your account and prior to application for any additional services. Account subject to minimum balance requirements.$50 and up | 0.05% | $5 | $50.00 minimum deposit is required to open your account and prior to application for any additional services. Account subject to minimum balance requirements. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Holiday Club
0.05%APY
This club ends the first week in October. You may start a new club at any time in the year. You may deposit funds yourself or through payroll. All club balances are transferred to your regular share account in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 min to receive stated APY. All club balances transferred to regular share account in October.$25 and up | 0.05% | $5 | $25.00 min to receive stated APY. All club balances transferred to regular share account in October. |
Sources (2)
All captured Sep 19, 2026
Vacation Club
0.05%APY
This club ends the first week in April. You may start a new club at any time in the year. You may deposit funds yourself or through payroll. All club balances are transferred to your regular share account in April.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 min to receive stated APY. All club balances transferred to regular share account in April.$25 and up | 0.05% | $5 | $25.00 min to receive stated APY. All club balances transferred to regular share account in April. |
Sources (2)
All captured Sep 19, 2026
Who can join Science Park Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the City of New Haven, CT.
Employers and groups
- Anyone working for or retired from eligible partner companies and labor unions is eligible to join.
Military, government and schools
- Employees or retirees of Yale University who work in, or are paid or supervised from Science Park in New Haven, CT are eligible to join.
Family and household
- Immediate family members, household members, and surviving spouses of deceased persons who died while within the field of membership are eligible to join.
Membership information collected October 4, 2026.