Credit union · NCUA insured
SalemVA Credit Union Credit Card Rates
Top CarrotSalemVA Credit Union credit cards start at 13.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How SalemVA Credit Union’s credit card rates compare
Compared with banks and credit unions near Roanoke, VA, where SalemVA Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SalemVA Credit Union
13.50%APR
MasterCard
Lowest rate
Beacon Credit Union
8.00%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
SalemVA Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SalemVA Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Due date is at least 25 days after the close of each billing cycle; no interest on purchases if entire balance is paid by due date each month. Balance calculated using Average Daily Balance method. Late payment fee: $10.00 if 20 days or more late. |
Who can join SalemVA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in the cities of Salem, Roanoke, town of Vinton, or Roanoke County are eligible to join Salem VA Credit Union.
Cost to join
- Membership requires an initial $5 deposit for a share as a credit union member/owner.
Membership information collected October 4, 2026.