Credit union · NCUA insured
Saco Valley Credit Union Credit Card Rates
Saco Valley Credit Union credit card rates start at 6.99% APR. Rates checked October 22, 2026.
How Saco Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, ME, where Saco Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Saco Valley Credit Union
– –
No ongoing APR published
Lowest rate
Town & Country Federal Credit Union
8.90%APR
2nd-lowest rate
Evergreen Credit Union
8.99%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
No annual fee, no balance transfer fee, no cash advance fee. 25-day grace period on purchases. Credit approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.99% | None | Introductory rate for the first 6 billing cycles for new, non-secured cardholders on purchases and cash advances. May end early if payment is >60 days past due, credit limit exceeded for 2 consecutive months, or account is closed. |
| Ongoing | 6.99%–17.99% | None | Standard variable/risk-based APR for purchases, cash advances, and balance transfers after introductory period based on creditworthiness and other factors. Monthly periodic rates range from 0.5825% to 1.4991% corresponding to tiers 6.99%, 7.99%, 9.99%, 10.99%, 13.99%, 17.99%. |
Who can join Saco Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in Cumberland or York County in Maine.
Family and household
- Membership is open to immediate family members of existing members, including parents, spouse, children, siblings, grandchildren, or grandparents.
Cost to join
- Membership requires opening a savings account with a $25 deposit, reflecting ownership in the credit union.
Membership information collected October 4, 2026.