Credit union · NCUA insured
RT Federal Credit Union Auto Loan Rates
RT Federal Credit Union auto loan rates start at 4.24% APR. Rates checked October 16, 2026.
How RT Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Utica, NY, where RT Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
RT Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Access Federal Credit Union
3.99%APR
- Terms
- 49–60 months
2nd-lowest rate
G.P.O. Federal Credit Union
3.99%APR
- Terms
- 61–66 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates as low as 4.24% APR. Financing available for new, used, or refinance.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | As low as rate. |
Sources (1)
- rtfcu.com · captured Oct 7, 2026
Who can join RT Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.