Credit union · NCUA insured
RS Bellco Federal Credit Union Auto Loan Rates
RS Bellco Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How RS Bellco Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where RS Bellco Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
RS Bellco Federal Credit Union
4.75%APR
- Terms
- up to 72 months
- Discount
- None included
New Car Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
RS Bellco Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RS Bellco Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
Includes Member Loyalty Rewards (.50% discount). Rates shown are as low as and may be higher based on creditworthiness; rates also include a 0.25% reduction for automatic debit of loan payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25% | Term up to 3 years |
| up to 48 months | 4.50% | Term up to 4 years |
| up to 72 months | 4.75% | Term up to 5 and 6 years |
| up to 84 months | 5.75% | Term up to 7 years |
Sources (1)
- rsbellcofcu.com/Loans/Rates · captured Oct 7, 2026
Used Car Loans
Includes Member Loyalty Rewards (.50% discount). Rates shown are as low as and may be higher based on creditworthiness; rates also include a 0.25% reduction for automatic debit of loan payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25% | 2024 - 2026 models; 3 years term |
| up to 48 months | 4.50% | 2024 - 2026 models; 4 years term |
| 60–72 months | 4.75% | 2024 - 2026 models; 5 & 6 years term |
| up to 84 months | 5.75% | 2024 - 2026 models; 7 years term |
| up to 48 months | 4.90% | 2014 - 2023 models; 4 years term |
| up to 60 months | 5.25% | 2018 - 2023 models; 5 years term |
| up to 72 months | 5.50% | 2018 - 2023 models; 6 years term |
Sources (1)
- rsbellcofcu.com/Loans/Rates · captured Oct 7, 2026
Who can join RS Bellco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.