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Credit union · NCUA insured

Rome Federal Credit Union Auto Loan Rates

Rome Federal Credit Union auto loan rates start at 3.99% APR. Rates checked October 16, 2026.

How Rome Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Utica, NY, where Rome Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Rome Federal Credit Union

    – –

    Terms
    —

    No ongoing APR published

  • Top Carrot, Carrot Score 88

    Lowest rate

    Access Federal Credit Union

    3.99%APR

    Terms
    49–60 months

    Access Federal Credit Union rates

  • Top Carrot, Carrot Score 94

    2nd-lowest rate

    G.P.O. Federal Credit Union

    3.99%APR

    Terms
    61–66 months

    G.P.O. Federal Credit Union rates

Compare auto loan rates near you →

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Rome Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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