Skip to content

Credit union · NCUA insured

RiverWorks Credit Union Auto Loan Rates

RiverWorks Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.

How RiverWorks Credit Union’s auto loan rates compare

Compared with banks and credit unions near Boston, MA-NH, where RiverWorks Credit Union has the most branches. New vehicle, lowest advertised APR first.

Compare auto loan rates near you →

RiverWorks Credit Union auto loan score

83

Auto loan score

Higher than 62% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where RiverWorks Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join RiverWorks Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals and their families who live or work in Essex County, Middlesex County, or Suffolk County are eligible for membership.

Employers and groups

  • All employees of electrical contractors and organizations conducting business with the specified IBEW Union Locals are eligible to join.
  • Employees (and their family members/relatives) of General Electric Company in Lynn, Massachusetts, or any affiliated organization are eligible for membership.
  • Employees, regular members, and registered apprentices (including family members/relatives) of IBEW Union Local 103 of Greater Boston, MA, Union Local 223 in Brockton, MA, or Union Local 104 in Dedham, MA are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← RiverWorks Credit Union overview