Credit union · NCUA insured
Riverview Credit Union Auto Loan Rates
Riverview Credit Union auto loans start at 4.99% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Riverview Credit Union’s auto loan rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Riverview Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Riverview Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
St. Paul Federal Credit Union
4.29%APR
- Terms
- up to 60 months
- Discount
- None included
Riverview Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Riverview Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates as of September 19, 2026. Quoted APR is the best rate offered; rate may be higher depending on credit history, repayment term selected, amount financed, year, and vehicle mileage. Mileage limitations apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 48 months | 4.74% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 60 months | 4.99% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 72 months | 5.24% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 84 months | 5.74% | 2027-2026 New / Under 7,000 miles. To finance for 84 months, vehicle must be 2025 or newer with a minimum value and loan amount of $35,000. Quoted APR is the best rate offered. |
| up to 36 months | 4.74% | 2026 Used. Quoted APR is the best rate offered. |
| up to 48 months | 4.99% | 2026 Used. Quoted APR is the best rate offered. |
| up to 60 months | 5.24% | 2026 Used. Quoted APR is the best rate offered. |
| up to 72 months | 5.49% | 2026 Used. Quoted APR is the best rate offered. |
| up to 84 months | 5.99% | 2026 Used. Quoted APR is the best rate offered. |
| up to 36 months | 4.99% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 48 months | 5.24% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 60 months | 5.49% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 36 months | 5.24% | 2023 & Older model years. Quoted APR is the best rate offered. |
| up to 48 months | 5.49% | 2023 & Older model years. Quoted APR is the best rate offered. |
| up to 60 months | 5.74% | 2023 & Older model years. Quoted APR is the best rate offered. |
Sources (1)
- myrcu.com/loan-rates · captured Oct 16, 2026
Motorcycle Loan
Rates as of September 19, 2026. Quoted APR is the best rate offered; rate may be higher depending on credit history, repayment term selected, amount financed, year, and vehicle mileage. Mileage limitations apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 48 months | 5.49% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 60 months | 5.99% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 72 months | 6.24% | 2027-2026 New / Under 7,000 miles. Quoted APR is the best rate offered. |
| up to 84 months | 6.74% | 2027-2026 New / Under 7,000 miles. To finance for 84 months, vehicle must be 2025 or newer with a minimum value and loan amount of $35,000. Quoted APR is the best rate offered. |
| up to 36 months | 5.24% | 2026 Used. Quoted APR is the best rate offered. |
| up to 48 months | 5.74% | 2026 Used. Quoted APR is the best rate offered. |
| up to 60 months | 6.24% | 2026 Used. Quoted APR is the best rate offered. |
| up to 72 months | 6.49% | 2026 Used. Quoted APR is the best rate offered. |
| up to 84 months | 6.99% | 2026 Used. Quoted APR is the best rate offered. |
| up to 36 months | 5.49% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 48 months | 5.99% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 60 months | 6.49% | 2025-2024 model years. Quoted APR is the best rate offered. |
| up to 36 months | 5.74% | 2023 & Older model years. Quoted APR is the best rate offered. |
| up to 48 months | 6.24% | 2023 & Older model years. Quoted APR is the best rate offered. |
| up to 60 months | 6.74% | 2023 & Older model years. Quoted APR is the best rate offered. |
Sources (1)
- myrcu.com/loan-rates · captured Oct 16, 2026
Vehicle Loans - 2022 & Older
Quoted APR is the best Rate offered; actual rate may vary depending on credit history/creditworthiness, repayment term selected, amount financed, year, vehicle mileage, and other factors. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Vehicle model year 2022 & Older. Quoted APR is as low as. |
| up to 48 months | 5.49% | Vehicle model year 2022 & Older. Quoted APR is as low as. |
| up to 60 months | 5.74% | Vehicle model year 2022 & Older. Quoted APR is as low as. |
Sources (1)
- myrcu.com/loan-rates · captured Sep 18, 2026
Vehicle Loans - 2024-2023
Quoted APR is the best Rate offered; actual rate may vary depending on credit history/creditworthiness, repayment term selected, amount financed, year, vehicle mileage, and other factors. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Vehicle model year 2024-2023. Quoted APR is as low as. |
| up to 48 months | 5.24% | Vehicle model year 2024-2023. Quoted APR is as low as. |
| up to 60 months | 5.49% | Vehicle model year 2024-2023. Quoted APR is as low as. |
Sources (1)
- myrcu.com/loan-rates · captured Sep 18, 2026
Vehicle Loans - 2025 Used
Quoted APR is the best Rate offered; actual rate may vary depending on credit history/creditworthiness, repayment term selected, amount financed, year, vehicle mileage, and other factors. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Vehicle model year 2025 Used. Quoted APR is as low as. |
| up to 48 months | 4.99% | Vehicle model year 2025 Used. Quoted APR is as low as. |
| up to 60 months | 5.24% | Vehicle model year 2025 Used. Quoted APR is as low as. |
| up to 72 months | 5.49% | Vehicle model year 2025 Used. Quoted APR is as low as. |
| up to 84 months | 5.99% | To finance for 84 months, the vehicle must be a 2024 or newer with a minimum value and loan amount of $35,000. Mileage limitations apply. |
Sources (1)
- myrcu.com/loan-rates · captured Sep 18, 2026
Vehicle Loans - 2026-2025 New / Under 7,000 Miles
Quoted APR is the best Rate offered; actual rate may vary depending on credit history/creditworthiness, repayment term selected, amount financed, year, vehicle mileage, and other factors. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Vehicle model year 2026-2025 New / under 7,000 miles. Quoted APR is as low as. |
| up to 48 months | 4.74% | Vehicle model year 2026-2025 New / under 7,000 miles. Quoted APR is as low as. |
| up to 60 months | 4.99% | Vehicle model year 2026-2025 New / under 7,000 miles. Quoted APR is as low as. |
| up to 72 months | 5.24% | Vehicle model year 2026-2025 New / under 7,000 miles. Quoted APR is as low as. |
| up to 84 months | 5.74% | To finance for 84 months, the vehicle must be a 2024 or newer with a minimum value and loan amount of $35,000. Mileage limitations apply. |
Sources (1)
- myrcu.com/loan-rates · captured Sep 18, 2026
Who can join Riverview Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Brown and Bigelow in Eagan, MN are eligible for membership.
- Employees of Jack Cooper Trucking in St. Paul, MN / Prescott, WI are eligible for membership.
- Employees of Pepsi Bottling in Burnsville, MN are eligible for membership.
- Employees of United Hardware Distributing in Minneapolis, MN / Milbank, SD are eligible for membership.
- Employees of Waterous Company in South Saint Paul, MN are eligible for membership.
Family and household
- A member’s spouse, family members (blood or adoptive), and individuals living in the same household are eligible for membership.
Membership information collected October 4, 2026.