Credit union · NCUA insured
Rimrock Credit Union Auto Loan Rates
Rimrock Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Rimrock Credit Union’s auto loan rates compare
Compared with banks and credit unions near Billings, MT, where Rimrock Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Rimrock Credit Union
5.25%APR
- Terms
- 12–72 months
- Up to
- 15.25% APR
- Discount
- None included
Auto Loans
Lowest rate
Billings Federal Credit Union
2.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Black Hills Federal Credit Union
4.74%APR
- Terms
- —
- Up to
- —
- Discount
- Included in the rate
Rimrock Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rimrock Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Flexible payment periods with terms from 24 to 96 months. No origination fees. Membership requires a minimum $25 deposit into a Share Savings Account. Decision in less than 24 hours.
| Terms | APR | Conditions |
|---|---|---|
| 12–72 months | 5.25%–15.25% | Based on creditworthiness at time of application. Lowest rates available to consumers with best credit. A credit report fee of $25.00 applies. |
Who can join Rimrock Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Montana-Dakota Utilities are eligible for membership.
- Employees of SuperValu are eligible for membership.
- Members and employees of unions affiliated with the Yellowstone Valley Central Labor Council are eligible for membership.
- Persons retired as former employees of eligible employers are eligible for membership.
Military, government and schools
- Employees of the City of Billings are eligible for membership.
- Employees of Yellowstone County are eligible for membership.
4 more ways to join
Military, government and schools
- Employees of Yellowstone City-County Health Department are eligible for membership.
- All public employees in all adjoining counties of Yellowstone County are eligible for membership.
Family and household
- Family members of eligible individuals, including spouses, children, step-children, siblings, and grandparents, are eligible for membership.
Other ways
- Licensees of the City of Billings or Yellowstone County (including business license holders or individuals with vehicles registered in Yellowstone County) are eligible for membership.
Cost to join
- Membership begins with opening a Share Savings Account with a minimum deposit of $25.
Membership information collected October 4, 2026.