Bank · FDIC insured
Renasant Bank
A $27B bank, the 80th largest of 4,207, headquartered in Tupelo, MS, with 259 branches in 6 states. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs814.00%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Renasant Bank
Founded in 1904 in a Lee County, Mississippi bakery, Renasant Bank operates consumer and commercial banking, mortgage, and wealth management offices throughout the Southeast.
- Headquarters
- 209 Troy St, Tupelo, MS 38804
- FDIC certificate
- 12437 ↗
Branches
259 branches in 6 states
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Mississippi
88 branchesGeorgia
71 branchesAlabama
36 branchesFlorida
25 branches
Crestview area · 6
- Destin 98 Palms Blvd Branch2000 Ninety-Eight Palms Blvd., Destin, FL 32541Directions
- Fort Walton Branch17 Eglin Pkwy Se, Fort Walton Beach, FL 32548Directions
- Freeport Branch16542 Us Highway 331 S, Freeport, FL 32439Directions
- Miramar Beach Branch9461 Emerald Coast Pkwy W, Miramar Beach, FL 32550Directions
- Niceville Branch100 Armstrong Ave, Niceville, FL 32578Directions
- Santa Rosa Beach Branch1727 S County Highway 393, Santa Rosa Beach, FL 32459Directions
Tallahassee area · 5
- Monticello Branch200 E Washington St, Monticello, FL 32344Directions
- 410 412 Mahan Drive Branch2637 Mitcham Dr, Tallahassee, FL 32308Directions
- Tallahassee Metropolitan Blvd Branch3320 Thomasville Rd, Tallahassee, FL 32308Directions
- Tallahassee North Monroe Branch3490 N Monroe St, Tallahassee, FL 32303Directions
- Tallahassee Park Avenue Branch1400 E Park Ave, Tallahassee, FL 32301Directions
Pensacola area · 5
- Navarre Branch9290 Navarre Pkwy, Navarre, FL 32566Directions
- Pace Branch4911 Highway 90, Pace, FL 32571Directions
- Pensacola Cordova Branch1177 College Blvd, Pensacola, FL 32504Directions
- Pensacola Garden Street Branch39 W Garden St, Pensacola, FL 32502Directions
- Pensacola Nine Mile Road Branch1554 W Nine Mile Rd, Pensacola, FL 32534Directions
Gainesville area · 2
- Alachua Branch16404 Nw 17th Drive, Alachua, FL 32615Directions
- Gainesville Newberry Branch4373 Newberry Rd, Gainesville, FL 32607Directions
Jacksonville area · 2
- Fl - Jacksonville - Tapestry Park Circle Branch9822 Tapestry Park Circle, Jacksonville, FL 32246Directions
- Jacksonville Branch10328 Deerwood Park Blvd, Jacksonville, FL 32256Directions
Ocala area · 2
- Ocala Cascades Boulevard Branch1409 E Silver Springs Blvd, Ocala, FL 34470Directions
- Ocala Heathbrook Branch4726 Sw College Rd, Ocala, FL 34474Directions
Lake City area · 1
- West Duval Branch463 W Duval St, Lake City, FL 32055Directions
Panama City area · 1
- Panama City Branch701 Harrison Ave, Panama City, FL 32401Directions
Tampa area · 1
- Tampa Branch1211 N West Shore Blvd, Tampa, FL 33607Directions
Louisiana
20 branchesTennessee
19 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.72% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.96% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $88 | $85 | — |
- CapitalLeverage ratio10.72%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.96%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$88Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Renasant Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.