Credit union · NCUA insured
Remington Federal Credit Union Auto Loan Rates
Top CarrotRemington Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Remington Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Utica, NY, where Remington Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Remington Federal Credit Union
4.25%APR
- Terms
- 55–66 months
Auto Loans
Lowest rate
Access Federal Credit Union
3.99%APR
- Terms
- 49–60 months
2nd-lowest rate
G.P.O. Federal Credit Union
3.99%APR
- Terms
- 61–66 months
Remington Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Remington Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership eligibility is required. Maximum loan amount is determined by actual vehicle value and maximum dollar amount member qualifies for at loan approval.
| Terms | APR | Conditions |
|---|---|---|
| 1–30 months | 3.99% | New Automobiles & Motorcycles 2023-2027. |
| 31–42 months | 4.25% | New Automobiles & Motorcycles 2023-2027. |
| 43–54 months | 4.25% | New Automobiles & Motorcycles 2023-2027. |
| 55–66 months | 4.25% | New Automobiles & Motorcycles 2023-2027. |
| 67–72 months | 5.31% | New Automobiles & Motorcycles 2023-2027. |
| 73–84 months | 5.55% | New Automobiles & Motorcycles 2023-2027. Vehicle must be valued over $35,000. |
| 1–30 months | 4.74% | Automobiles & Motorcycles 2020-2022. |
| 31–42 months | 4.75% | Automobiles & Motorcycles 2020-2022. |
| 43–54 months | 4.75% | Automobiles & Motorcycles 2020-2022. |
| 55–66 months | 5.25% | Automobiles & Motorcycles 2020-2022. |
| 67–72 months | 5.90% | Automobiles & Motorcycles 2020-2022. |
| 1–30 months | 7.00% | Automobiles & Motorcycles 2019 & Older. |
| 31–42 months | 7.15% | Automobiles & Motorcycles 2019 & Older. |
| 43–54 months | 7.15% | Automobiles & Motorcycles 2019 & Older. |
| 55–66 months | 7.15% | Automobiles & Motorcycles 2019 & Older. |
Sources (1)
- remingtonfcu.com/car-loans · captured Oct 7, 2026
Who can join Remington Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.