Credit union · NCUA insured
Red River Credit Union Credit Card Rates
Top CarrotRed River Credit Union credit card rates start at 9.90% APR. Rates checked October 16, 2026.
How Red River Credit Union’s credit card rates compare
Compared with banks and credit unions near Texarkana, TX-AR, where Red River Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Red River Credit Union
– –
No ongoing APR published
Lowest rate
Capital One
9.99%APR
2nd-lowest rate
Domino FCU
10.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Subject to credit approval. No annual fee. Great interest rates and minimal service fees. Variable rate varies with the market based on the Prime Rate Index. If payment is late once or otherwise in default during the 6-month introductory-rate period, the introductory rate will adjust to the variable rate of 9.90% to 17.90% based on credit score and history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.90% | None | Introductory rate for the first 6 months with approved credit. If payment is late once or in default during the introductory period, rate adjusts to the variable rate. |
| Ongoing | 9.90%–17.90% | None | Standard ongoing variable APR based on creditworthiness following the 6-month introductory period. Varies with the market based on the Prime Rate Index. |
Visa Platinum Rewards Credit Card
Subject to credit approval. No annual fee. Minimal service fees. Variable APR based on creditworthiness, varying with the market based on the Prime Rate. Earns 3% cash back on groceries, 2% cash back on gas, and 1% cash back on all other purchases. Points can be redeemed for merchandise, statement credits, or charitable donations.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | Variable APR based on creditworthiness. Varies with the market based on the Prime Rate. |
Visa Platinum Secured Credit Card
A minimum deposit of $300 is held as collateral as long as you have the card, setting your credit limit. Payment history is reported to all major credit bureaus. May qualify for an unsecured card after establishing a responsible payment history (minimum 12 months). No annual fee. Minimal service fees. Variable rate varies with the market based on the Prime Rate Index. If payment is late once or otherwise in default during the 6-month introductory-rate period, the introductory rate will adjust to the variable rate of 9.90% to 17.90% based on credit score and history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.90% | None | Introductory rate for the first 6 months with approved credit. Requires a minimum deposit of $300 held as collateral. If payment is late once or in default during the introductory period, rate adjusts to the variable rate. |
| Ongoing | 9.90%–17.90% | None | Standard ongoing variable APR based on creditworthiness following the 6-month introductory period. Varies with the market based on the Prime Rate. Requires a minimum deposit of $300 held as collateral. |
Sources (1)
- rrcu.com/creditcards · captured Oct 6, 2026
Who can join Red River Credit Union
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