Credit union · NCUA insured
Rave Financial Credit Card Rates
Top CarrotRave Financial credit cards start at 9.40% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Rave Financial’s credit card rates compare
Compared with banks and credit unions near Beaumont, TX, where Rave Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rave Financial
9.40%APR
- Up to
- 17.40% APR
Rave Visa® Platinum Card
Lowest rate
Eastex Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Golden Triangle Federal Credit Union
8.90%APR
- Up to
- —
Rave Financial credit card score
88
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rave Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rave Secured Visa® Platinum Card
Secured credit card to build credit. Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.40%–17.40% | None | Get a secured balance as low as $250.00. APR 9.40%-17.40% based on creditworthiness. No annual fee. |
Sources (1)
- bankwithrave.com/borrow/credit-cards · captured Oct 7, 2026
Rave Visa® Platinum Card
Rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.40%–17.40% | None | Annual Percentage Rate (APR) will be 9.40%-17.40% based on creditworthiness. No annual fee. Low APR on balance transfers for the life of the balance. |
Sources (1)
- bankwithrave.com/borrow/credit-cards · captured Oct 7, 2026
Who can join Rave Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Jefferson, Chambers, Hardin, Jasper, Liberty, Newton, Orange, Tyler, Galveston, Harris, Montgomery, San Jacinto, Polk, Angelina, San Augustine, or Sabine County are eligible for membership.
Family and household
- Individuals related to an existing member are eligible for membership.
Cost to join
- Open a savings account and maintain a balance of $5.
Membership information collected October 5, 2026.