Credit union · NCUA insured
Raiz Credit Card Rates
Raiz credit card rates start at 9.15% APR. Rates checked October 6, 2026.
How Raiz’s credit card rates compare
Compared with banks and credit unions near El Paso, TX, where Raiz has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Raiz
– –
- Up to
- —
No ongoing APR published
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Security Service Federal Credit Union
11.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Raiz Platinum Mastercard Credit Card
Must meet membership eligibility criteria. All loans are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.90% | None | Introductory rate of 6.90% APR is valid for six billing cycles on new purchases for new credit card accounts only. Subject to credit approval. |
| Ongoing | 9.15%–17.90% | None | Revolving APR ranging from 9.15% to 17.90% after introductory period based on creditworthiness. Subject to credit approval. |
Sources (3)
- raiz.us/creditcards
- raiz.us/creditcards/platinum-mastercard-credit-card
- raiz.us/creditcards/platinum-m…credit-card/todays-rates
All captured Oct 6, 2026
Who can join Raiz
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in El Paso County.
Employers and groups
- Membership is open to Lifetime Members of the Underserved Communities Foundation.
Family and household
- Membership is open to family members of Raiz members.
Cost to join
- An initial deposit of $5 is required to open a Share Savings Account / new Raiz account.
Membership information collected October 5, 2026.