Bank · FDIC insured
Prairie State Bank and Trust Credit Card Rates
Prairie State Bank and Trust credit card rates start at 13.74% APR. Rates checked October 16, 2026.
How Prairie State Bank and Trust’s credit card rates compare
Compared with banks and credit unions in Illinois, where Prairie State Bank and Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Prairie State Bank and Trust
– –
- Up to
- —
No ongoing APR published
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months following account opening for transactions posted within 90 days of account opening. |
| Ongoing | 13.74%–20.74% | None | After introductory period, variable APR based on creditworthiness and Prime Rate. |
| Ongoing | 24.24% | None | Variable APR based on the Prime Rate. |
5 more rates on its site come from an older rate sheet (2022) and aren’t shown as current.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.