Bank · FDIC insured
Powell Valley National Bank
A $516.5M bank headquartered in Jonesville, VA, with 7 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—5.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Powell Valley National Bank
Powell Valley National Bank was established in 1888 with its headquarters in Jonesville, Virginia.
The bank operates branches across Southwest Virginia and expanded into Kingsport and Bristol, Tennessee, as well as Chesapeake, Virginia.
- Headquarters
- 33785 Main Street, Jonesville, VA 24263
- FDIC certificate
- 6863 ↗
Branches
7 branches in 2 states
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Virginia
6 branches
Jonesville area · 1
- Powell Valley National BankMain office33785 Main Street, Jonesville, VA 24263Directions
Abingdon area · 1
- Abingdon Branch24495 Lee Hwy, Abingdon, VA 24211Directions
Big Stone Gap area · 1
- Big Stone Gap Branch211 East Fifth Street, Big Stone Gap, VA 24219Directions
Duffield area · 1
- Duffield Branch301 Duff Patt Hwy, Duffield, VA 24244Directions
Pennington Gap area · 1
- Pennington Gap Branch42180 E Morgan Ave, Pennington Gap, VA 24277Directions
Wise area · 1
- Wise Branch540 W Main St, Wise, VA 24293Directions
Tennessee
1 branch
- Kingsport Branch240 W Center St, Kingsport, TN 37660Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.67% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.21% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio10.67%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.21%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Powell Valley National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.