Credit union · NCUA insured
Port Arthur Community Federal Credit Union
A $20.2M credit union headquartered in Port Arthur, TX, with 2,355 members and 1 branch in Texas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: carrot has not captured enough rates to score this yet. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.50%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Port Arthur Community Federal Credit Union
Port Arthur Community Federal Credit Union is headquartered in Port Arthur, Texas.
- Headquarters
- 3100 Central Mall Dr, Port Arthur, TX 77642
- NCUA charter
- 7023
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Port Arthur, TX is eligible for membership.
Military, government and schools
- Employees of the City of Port Arthur and Municipal employees are eligible for membership.
Family and household
- Spouses, children, parents, grandparents, and siblings of existing PACFCU members may be eligible to join.
Branches
1 branch in Texas
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Texas
1 branch
- Port Arthur Community FCUMain office3100 Central Mall Dr, Port Arthur, TX 77642Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio12.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Port Arthur Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.