Credit union · Privately insured
POCU of Maryland Credit Card Rates
POCU of Maryland credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How POCU of Maryland’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where POCU of Maryland has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
POCU of Maryland
13.99%APR
Consumer Value Card
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
POCU of Maryland credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where POCU of Maryland ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Value Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Low 0.00% introductory rate for your first six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pocumd.org/credit-card · captured Oct 4, 2026
Everything Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Low 0.00% introductory rate for the first six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pocumd.org/credit-card · captured Oct 4, 2026
Premier Plus - World Card
Credit Limit of $5,000 or greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Credit Limit of $5,000 or greater. Low 0.00% introductory rate for the first six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pocumd.org/credit-card · captured Oct 4, 2026
Who can join POCU of Maryland
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals connected to or affiliated with partner organizations and affiliated groups are eligible to join.
Military, government and schools
- Current or retired Maryland-based U.S. Postal Service employees are eligible for membership.
Family and household
- Extended family members of Maryland-based USPS employees and retirees are eligible for membership.
Cost to join
- Opening a Share Savings Account requires an initial share deposit of $10.00 (part of $10.25 initial deposit).
- A $0.25 processing fee is charged to open the account, though waived during promotional periods.
Membership information collected October 4, 2026.