Credit union · NCUA insured
Pocono Medical Center Federal Credit Union Auto Loan Rates
Pocono Medical Center Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.75% for a used one. Rates checked October 16, 2026.
How Pocono Medical Center Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near East Stroudsburg, PA, where Pocono Medical Center Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pocono Medical Center Federal Credit Union
6.00%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Utilities Employees Credit Union
4.99%APR
- Terms
- 37–60 months
- Discount
- None included
Pocono Medical Center Federal Credit Union auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pocono Medical Center Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Open to Pocono Medical Center Federal Credit Union members (LVH-Pocono Medical Center colleagues, volunteers, physicians, LVPG-Pocono Physicians, office staff and family members). Members are eligible to apply for loans after 3 months of membership. Finance up to 100% of purchase price, up to $50,000.00. Refinance current new auto loan within 3 months to be eligible for new auto loan rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00% | Up to 60 months |
| up to 72 months | 6.25% | 72 months |
Sources (4)
- pmcfcu.org/eligibility
- pmcfcu.org/products-%26-services
- pmcfcu.org/rates
- pmcfcu.org/specials-of-the-month
All captured Oct 16, 2026
Used Auto Loans
Open to Pocono Medical Center Federal Credit Union members (LVH-Pocono Medical Center colleagues, volunteers, physicians, LVPG-Pocono Physicians, office staff and family members). Members are eligible to apply for loans after 3 months of membership. Finance up to 125% of NADA/Kelley Book Value (or purchase price up to 90% KBB Book Value per product overview), up to $30,000.00. Refinance your current used auto loan with us (contact the credit union office for more information).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.75% | Vehicle age 2022 or newer; Up to 60 months |
| up to 72 months | 7.25% | Vehicle age 2022 or newer; Up to 72 months |
| up to 60 months | 7.75% | Vehicle age 2021; Up to 60 months |
| up to 60 months | 8.25% | Vehicle age 2020; Up to 60 months |
| up to 36 months | 9.50% | Vehicle age 2019; Up to 36 months |
Sources (4)
- pmcfcu.org/eligibility
- pmcfcu.org/products-%26-services
- pmcfcu.org/rates
- pmcfcu.org/specials-of-the-month
All captured Oct 16, 2026
Who can join Pocono Medical Center Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all colleagues who work within the LVH-Pocono Medical Center, volunteers, physicians, and LVPG-Pocono Physicians and office staff.
Family and household
- Membership is open to all family members of eligible colleagues, volunteers, physicians, and staff.
Cost to join
- A minimum of $20.00 (cash or check) is required to open a membership account.
Membership information collected October 5, 2026.