Bank · FDIC insured
Planters First Bank
A $485.7M bank headquartered in Cordele, GA, with 7 branches in Georgia. Best rates: savings 5.09% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—5.09%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Planters First Bank
- Headquarters
- 1620 E 16th Ave, Cordele, GA 31015
- FDIC certificate
- 9064 ↗
Branches
7 branches in Georgia
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Georgia
7 branches
Hawkinsville area · 2
- Broad Street Facility408 Broad St, Hawkinsville, GA 31036Directions
- Hawkinsville Branch105 Commerce St, Hawkinsville, GA 31036Directions
Cordele area · 1
- Planters First BankMain office1620 E 16th Ave, Cordele, GA 31015Directions
Macon area · 1
- Macon Branch201 Sheraton Boulevard, Macon, GA 31210Directions
Ocilla area · 1
- Ocilla BranchCherry And Fourth Streets, Ocilla, GA 31774Directions
Perry area · 1
- Sam Numm Boulevard1400 Sam Nunn Blvd, Perry, GA 31069Directions
Warner Robins area · 1
- Warner Robins Branch361 S Houston Lake Rd, Warner Robins, GA 31088Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.71% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.41% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $71 | $81 | — |
- CapitalLeverage ratio10.71%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.41%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$71Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Planters First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.