Credit union · NCUA insured
Pittsburgh Federal Credit Union Credit Card Rates
Pittsburgh Federal Credit Union credit cards start at 15.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Pittsburgh Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Pittsburgh Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pittsburgh Federal Credit Union
15.75%APR
Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
Pittsburgh Federal Credit Union credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pittsburgh Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
Apply by phone or in person. Fixed rate on purchases and cash advances. 25-day grace period for repayment of balance for purchases. Average daily balance method including new purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75% | None | Fixed rate on purchases. No transaction fee for purchases. 25 day grace period for repayment of balance for purchases. |
Sources (1)
- pittsburghfcu.org/creditcards · captured Oct 7, 2026
Who can join Pittsburgh Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in approved underserved communities of Pittsburgh (Allentown 15210, Arlington 15210, Beltzhoover 15210, Bon Air 15210, Carrick 15210, Hays 15207, Knoxville 15210, Mt. Oliver Borough 15210, Mt. Washington 15211, Overbrook 15210, South Side 15203), as well as businesses and other legal entities located in these areas.
Employers and groups
- Membership is open to members and employees affiliated with designated partner organizations and churches in the field of membership.
Family and household
- Membership is open to family members of existing members or potential members within the field of membership.
Cost to join
- Opening a share account requires a minimum opening deposit of $25.00.
- There is a $5.00 one-time membership fee to join the credit union.
Membership information collected October 5, 2026.