Credit union · NCUA insured
Pioneer Mutual Federal Credit Union Credit Card Rates
Pioneer Mutual Federal Credit Union credit cards start at 12.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Pioneer Mutual Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Pioneer Mutual Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pioneer Mutual Federal Credit Union
12.95%APR
- Annual fee
- None
Gold Master Card (Credit Card)
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Pioneer Mutual Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pioneer Mutual Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Gold Master Card (Credit Card)
Available to PMFCU members. Interest rate, guarantor requirement, collateral requirement, and loan eligibility are based on credit score and loan amount.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.95% | None | Rates starting at 12.95% APR. No annual fee or cash advance fee. Rates and fees subject to change. |
Sources (2)
All captured Oct 16, 2026
Who can join Pioneer Mutual Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.