Credit union · NCUA insured
Pinpoint Federal Credit Union
A $31.3M credit union headquartered in Milton, PA, with 2,951 members and 1 branch in Pennsylvania.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pinpoint Federal Credit Union
Pinpoint Federal Credit Union is a member-owned financial cooperative headquartered in Milton, Pennsylvania.
- Headquarters
- 37 Ferry Ln, Milton, PA 17847-2601
- NCUA charter
- 11242
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, members, attendees, and immediate family or household members associated with listed sponsor companies, churches, and community organizations are eligible for membership.
- Members of the Smarter Savings Association (SSA) or individuals interested in a no-cost membership to SSA who agree to receive financial education material are eligible for membership.
Military, government and schools
- U.S. Veterans, members of the National Credit Union Coalition for America’s Heroes (NCUCAH), or those interested in a no-cost membership to NCUCAH are eligible for membership.
- Students at a school in the Lewisburg Area School District (PA) are eligible for membership.
- Students at a school in the Line Mountain School District (PA) are eligible for membership.
- Students at a school in the Milton Area School District (PA) are eligible for membership.
11 more ways to join
Military, government and schools
- Students at a school in the Shikellamy School District (PA) are eligible for membership.
- Students at a school in the Warrior Run School District (PA) are eligible for membership.
Family and household
- Immediate family members (parent, grandparent, or sibling) of a current Pinpoint Member are eligible for membership.
- Immediate family members (parent, grandparent, or sibling) of a student in the Lewisburg Area School District (PA) are eligible for membership.
- Immediate family members (parent, grandparent, or sibling) of a student in the Line Mountain School District (PA) are eligible for membership.
- Immediate family members (parent, grandparent, or sibling) of a student in the Milton Area School District (PA) are eligible for membership.
- Immediate family members (spouse, parent, grandparent, or sibling) of a U.S. Veteran or member of NCUCAH are eligible for membership.
- Immediate family members (parent, grandparent, or sibling) of a student in the Shikellamy School District (PA) are eligible for membership.
- Immediate family members (spouse, parent, grandparent, or sibling) of a Smarter Savings Association member are eligible for membership.
- Immediate family members (parent, grandparent, or sibling) of a student in the Warrior Run School District (PA) are eligible for membership.
- Individuals who live in the same household as a current Pinpoint Member are eligible for membership.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main OfficeMain office37 Ferry Ln, Milton, PA 17847Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.77% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio8.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pinpoint Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.