Bank · FDIC insured
Pillar Bank Savings Rates
Pillar Bank’s best savings rate is 0.05% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How Pillar Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Pillar Bank has the most branches. $10,000, best rate first.
This bank’s best
Pillar Bank
0.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $5
Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Pillar Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pillar Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings
0.05%APY
$100 Minimum Daily Balance Requirement; $3 Monthly maintenance fee if below minimum; $3 Transaction fee for each withdrawal in excess of six in one month. Round Up Savings program eligible.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum Daily Balance Requirement $100.00; Compounding Frequency Quarterly; Variable rate account.$100 and up | 0.05% | $5 | Minimum Daily Balance Requirement $100.00; Compounding Frequency Quarterly; Variable rate account. |
Special-purpose accounts
Health Savings Account
1.00%APY
$25 fee to transfer balance to another institution. An established HSA Checking with Pillar Bank is required for HSA CD options.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Balance range: $0.00-$999.99. | 0.05% | — | Balance range: $0.00-$999.99. |
| $1,000 – $5,000Balance range: $1000.00-$4999.99. | 0.40% | — | Balance range: $1000.00-$4999.99. |
| $5,000 and upBalance range: $5000.00 and above. | 1.00% | $100 | Balance range: $5000.00 and above. |
Kids Club Savings
0.05%APY
Available for kids 16 and under. $10 Minimum Daily Balance Requirement; $3 Monthly maintenance fee if below minimum. Layered/blended interest rate. Excluded from Round Up Savings transfers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Minimum Daily Balance Requirement $10.00; Compounding Frequency Quarterly; Variable rate account. | 0.00% | — | Minimum Daily Balance Requirement $10.00; Compounding Frequency Quarterly; Variable rate account. |
| Up to $1,000Interest Rate 0.75%; Compounding Frequency Quarterly; Variable rate account. | 0.68% | — | Interest Rate 0.75%; Compounding Frequency Quarterly; Variable rate account. |
| Over $1,000Interest Rate 0.05%; Blended APY 0.68%-0.19% based on $5,000.00 balance; Compounding Frequency Quarterly; Variable rate account. | 0.05% | $5 | Interest Rate 0.05%; Blended APY 0.68%-0.19% based on $5,000.00 balance; Compounding Frequency Quarterly; Variable rate account. |
Individual Retirement Savings Account
0.06%APY
$25 Trustee to Trustee transfer to another financial institution; $25 IRA Plan Closing Fee. Excluded from Round Up Savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Compounding Frequency Quarterly; Fees assessed may reduce APY. | 0.01% | — | Compounding Frequency Quarterly; Fees assessed may reduce APY. |
| $1,000 – $5,000Compounding Frequency Quarterly; Fees assessed may reduce APY. | 0.03% | — | Compounding Frequency Quarterly; Fees assessed may reduce APY. |
| $5,000 and upCompounding Frequency Quarterly; Fees assessed may reduce APY. | 0.06% | $6 | Compounding Frequency Quarterly; Fees assessed may reduce APY. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.