Bank · FDIC insured
Peoples Trust & Savings Bank Savings Rates
Peoples Trust & Savings Bank’s best savings rate is 0.05% APY on $10,000, with its Basic Savings. Rates checked October 15, 2026.
How Peoples Trust & Savings Bank’s savings rates compare
Compared with banks and credit unions near Evansville, IN, where Peoples Trust & Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Trust & Savings Bank
0.05%APY
- Minimum
- $100
- Earns on $10,000 a year
- $5
Basic Savings
Top rate
Crane Credit Union
1.51%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
2nd-highest rate
Indiana Members Credit Union
1.21%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $121
Peoples Trust & Savings Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Trust & Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Savings
0.00%APY
No monthly service charge if enrolled in e-statements; $3 monthly charge for paper statements. Balances under $30,000 do not earn interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $30,000No monthly service charge if enrolled in e-statements; $3 monthly fee if not enrolled in e-statements. | 0.00% | $0 | No monthly service charge if enrolled in e-statements; $3 monthly fee if not enrolled in e-statements. |
| $30,000 and upNo monthly service charge if enrolled in e-statements; $3 monthly fee if not enrolled in e-statements. | 3.00% | — | No monthly service charge if enrolled in e-statements; $3 monthly fee if not enrolled in e-statements. |
Sources (3)
- peoplestrust.bank
- peoplestrust.bank/personal/deposits/elite
- peoplestrust.bank/personal/deposits/savings
All captured Sep 18, 2026
Basic Savings
0.05%APY
$1 monthly service charge if daily balance falls below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$1 monthly service charge if daily balance falls below $100.$100 and up | 0.05% | $5 | $1 monthly service charge if daily balance falls below $100. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Health Savings Account (HSA)
2.00%APY
Eligibility requires being covered under a high-deductible health plan, not covered by any other health plan, not entitled to Medicare, and not claimed as a dependent on another person's tax return.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest paid monthly. | 0.50% | — | Interest paid monthly. |
| $2,500 – $10,000Interest paid monthly. | 1.25% | — | Interest paid monthly. |
| $10,000 and upInterest paid monthly. | 2.00% | $200 | Interest paid monthly. |
Sources (1)
- peoplestrust.bank/personal/deposits/hsas · captured Sep 18, 2026
Christmas Club
0.40%APY
Electronic statements are required. Account automatically distributes funds via check in mid-October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceElectronic statements are required. Funds automatically distributed in mid-October.Any balance | 0.40% | $40 | Electronic statements are required. Funds automatically distributed in mid-October. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.