Bank · FDIC insured
Peoples Bank Credit Card Rates
Peoples Bank credit card rates start at 8.99% APR. Rates checked October 22, 2026.
How Peoples Bank’s credit card rates compare
Compared with banks and credit unions in Arkansas, where Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Peoples Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 12.99%–22.99% | None | After the introductory period, APR varies based on the U.S. Prime Rate as published in the Wall Street Journal and creditworthiness. |
Sources (1)
- peoplesbankar.com/personal-ban…ersonal-credit-cards.php · captured Oct 7, 2026
Platinum Edition
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 8.99%–18.99% | None | After the introductory period, APR varies based on the U.S. Prime Rate as published in the Wall Street Journal and creditworthiness. |
Sources (1)
- peoplesbankar.com/personal-ban…ersonal-credit-cards.php · captured Oct 7, 2026
Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 9.99%–19.99% | None | After the introductory period, APR varies based on the U.S. Prime Rate as published in the Wall Street Journal and creditworthiness. |
Sources (1)
- peoplesbankar.com/personal-ban…ersonal-credit-cards.php · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.