Bank · FDIC insured
People's Bank of Seneca
A $495.5M bank headquartered in Seneca, MO, with 5 branches in Missouri.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About People's Bank of Seneca
People's Bank of Seneca has served customers across the Four-State area since 1996.
The Eastern Shawnee Tribe of Oklahoma is the majority shareholder of the bank.
The bank expanded to Loma Linda in 2012, Joplin's 20th Street in 2017, Maiden Lane in 2018, and Neosho in 2023.
- Headquarters
- 1615 Cherokee Ave, Seneca, MO 64865
- FDIC certificate
- 34146 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Joplin area · 3
- Loma Linda Branch5034 Highway 43, Joplin, MO 64804Directions
- Maiden Lane Branch2116 S Maiden Ln, Joplin, MO 64804Directions
- People'S Bank Of Seneca1731 E 20th St, Joplin, MO 64804Directions
Seneca area · 1
- People's Bank of SenecaMain office1615 Cherokee Ave, Seneca, MO 64865Directions
Neosho area · 1
- Neosho Branch2401 Lusk Dr, Neosho, MO 64850Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.08% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio10.08%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of People's Bank of Seneca are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.