Bank · FDIC insured
Peoples Bank
A $248.7M bank headquartered in Cuba, MO, with 5 branches in Missouri.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—3.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
Founded in 1901, Peoples Bank serves Crawford County, Franklin County, and the surrounding areas with full-service branches in Cuba, Bourbon, Steelville, and Sullivan.
- Headquarters
- 408 W Washington St, Cuba, MO 65453
- FDIC certificate
- 12230 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Cuba area · 2
- Peoples BankMain office408 W Washington St, Cuba, MO 65453Directions
- Main Office - Franklin Street Branch701 N Franklin St, Cuba, MO 65453Directions
Bourbon area · 1
- Bourbon Branch101 E Pine St, Bourbon, MO 65441Directions
Steelville area · 1
- Steelville Branch201 W Main St, Steelville, MO 65565Directions
Sullivan area · 1
- Sullivan Office Branch112 S Service Rd W, Sullivan, MO 63080Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.96% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.23% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio10.96%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.23%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.