Credit union · NCUA insured
Penn South Federal Credit Union CD Rates
Penn South Federal Credit Union’s best CD rate is 2.79% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Penn South Federal Credit Union’s CD rates compare
Compared with banks and credit unions in New York, where Penn South Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Penn South Federal Credit Union
2.79%APY
- Term
- 60 months
- Minimum
- $5,000
- Earns on $10,000
- $1,475
Certificates of Deposit
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.79%APY · 3 terms
Certificates of Deposit are a Members only service. You must be 18 years of age to open an account. $50 par value per account holder minimum deposit required to open a Credit Union account ($100 for a joint account). Automatically rolled over for another term if not notified by maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsLimited time rate. One year term. Minimum deposit $5,000 | 1.26% | $126 |
| 36 monthsLimited time rate. Three years term. Minimum deposit $5,000 | 1.77% | $540 |
| 60 monthsLimited time rate. Five years term. Minimum deposit $5,000 | 2.79% | $1,475 |
Sources (1)
- pennsouthcreditunion.org/1-new…tes-of-deposit-announced · captured Sep 17, 2026
Who can join Penn South Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.