Credit union · NCUA insured
Peninsula Credit Union Auto Loan Rates
Peninsula Credit Union auto loans start at 5.65% APR for a new vehicle and 5.65% for a used one. Rates checked October 22, 2026.
How Peninsula Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bremerton, WA, where Peninsula Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peninsula Credit Union
5.65%APR
- Terms
- up to 60 months
- Up to
- —
Auto & Truck Loan
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Connection Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- 17.15% APR
Peninsula Credit Union auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.65%
- Used vehicleUsed5.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peninsula Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto & Truck Loan
Available to everyone who lives, works, worships, or attends school in Kitsap, Mason, Jefferson, Clallam, or Grays Harbor counties in Washington State, and to family members of a current Peninsula member. Rates determined by applicant credit and vehicle mileage. Auto purchase and refinance transactions may finance up to 130% plus tax, license, warranty & GAP.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.65% | Max mileage 150k gas / 200k diesel. Purchase/Refi LTV up to 125%. Actual term available is based on borrowing amount. |
| up to 72 months | 5.80% | Max mileage 150k gas / 200k diesel. Purchase/Refi LTV up to 125%. Actual term available is based on borrowing amount. |
| up to 84 months | 6.35% | Max mileage 150k gas / 200k diesel. Purchase/Refi LTV up to 125%. For terms up to 84 months, loan amount must be at least $25,000. |
Who can join Peninsula Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor counties.
Family and household
- Membership is open to family members of a current member.
Cost to join
- A minimum opening deposit of $5 is required to join.
Membership information collected October 4, 2026.