Credit union · NCUA insured
Pearl Municipal Federal Credit Union
A $2M credit union headquartered in Pearl, MS, with 711 members and 1 branch in Mississippi.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pearl Municipal Federal Credit Union
- Headquarters
- 2420 Old Brandon Rd, Pearl, MS 39208-4601
- NCUA charter
- 24880
Branches
1 branch in Mississippi
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Mississippi
1 branch
- Pearl Municipal Fed Credit UnionMain office2420 Old Brandon Rd, Pearl, MS 39208Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.40% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.84% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.53% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $107 | $59 | — |
- CapitalNet worth ratio26.40%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.84%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.53%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$107Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pearl Municipal Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.