Bank · FDIC insured
Paradise Bank Credit Card Rates
Paradise Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Paradise Bank’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where Paradise Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Paradise Bank
13.99%APR
Consumer Value Card
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Paradise Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Paradise Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Value Card
Issuer and administrator of the credit card program is TIB, National Association, a non-affiliated entity of Paradise Bank. Credit card applications are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% Introductory Rate for your first 6 months. Go to Rate of Prime + 6.99%. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- paradise.bank/consumer-credit-cards · captured Oct 7, 2026
Everything Rewards / Premier Plus Card
Issuer and administrator of the credit card program is TIB, National Association, a non-affiliated entity of Paradise Bank. Credit card applications are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% Introductory Rate for your first 6 months. Go to Rate of Prime + 11.99%. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- paradise.bank/consumer-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.