Bank · FDIC insured
Paper City Savings Bank Auto Loan Rates
Paper City Savings Bank auto loans start at 7.00% APR for a new vehicle and 7.25% for a used one. Rates checked October 16, 2026.
How Paper City Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where Paper City Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Paper City Savings Bank
7.00%APR
- Terms
- up to 60 months
New Vehicles (2026)
Lowest rate
Simplicity Credit Union
4.49%APR
- Terms
- 48–60 months
2nd-lowest rate
Valley Communities Credit Union
4.72%APR
- Terms
- up to 60 months
Paper City Savings Bank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew7.00%
- Used vehicleUsed7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Paper City Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles (2026)
Rates apply to credit scores of 700 or higher; lower scores will result in higher rates. Deduct 0.50% from rate with both a Checking Account and Direct Deposit with PCSB in place prior to closing and remaining in force for term of loan. Up to 100% financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.75% | Maximum term 48 months. 100% financed. Monthly payment is $23.83 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 60 months | 7.00% | Maximum term 60 months. 100% financed. Monthly payment is $19.80 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 72 months | 7.25% | Maximum term 72 months. 100% financed. Monthly payment is $17.17 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 84 months | 7.50% | Maximum term 84 months. 100% financed. Monthly payment is $15.34 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
Sources (1)
- pcs.bank/lending-center/person…ding/personal-loan-rates · captured Oct 16, 2026
Used Vehicles
Rates apply to credit scores of 700 or higher; lower scores will result in higher rates. Deduct 0.50% from rate with both a Checking Account and Direct Deposit with PCSB in place prior to closing and remaining in force for term of loan. Up to 100% financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.00% | Model years 2019-2025. Maximum term 48 months. 100% financed. Monthly payment is $23.95 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 60 months | 7.25% | Model years 2019-2025. Maximum term 60 months. 100% financed. Monthly payment is $19.92 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 72 months | 7.50% | Model years 2019-2025. Maximum term 72 months. 100% financed. Monthly payment is $17.29 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 36 months | 8.25% | Model years 2016-2018. Maximum term 36 months. 100% financed. Monthly payment is $31.45 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
| up to 48 months | 9.00% | Model years 2016-2018. Maximum term 48 months. 100% financed. Monthly payment is $24.89 per $1,000 borrowed. Rates apply to credit scores of 700 or higher; lower scores result in higher rates. Deduct 0.50% with PCSB checking and direct deposit. Accurate as of October 30, 2025. |
Sources (1)
- pcs.bank/lending-center/person…ding/personal-loan-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.